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What are the different type of policies?
In Singapore, there are 3 different types of insurance plans – Third Party only, Third Party Fire & Theft and Comprehensive. We will explain the coverage of the 3 main types of car insurance plans in Singapore.
NCD is an annual award by your insurer to show recognition for being a careful driver if you did not make any claim for a year or more on your existing car insurance policy. It can help reduce the premium you have to pay for the following year.
Why should I add Named Driver into my car insurance Policy?
By adding an additional driver into the policy can ensure the similar benefits and coverage as the insured (car owner). Hence if your car is frequently drive by another driver, you may include his/her name into the policy.
Will the premium increases if I add more drivers into my car insurance Policy?
It depends on the risk profile of the driver. Usually most insurer (insurance company) will not increase the premium if the driver is above 27 years old, more than 2 years driving experience and with good claim records.
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